We at BankCard Funding know that Black Friday and Cyber Monday are likely two of the busiest shopping days of the year for your business, especially if you are in the retail or eCommerce business. The “bread and butter” time of the year. These days commence the day after Thanksgiving and begin the biggest shopping season of the year that typically end at Christmas. Most analysis dictates another very strong holiday season following 2010’s strong showing, especially on the ecommerce front.  An increase in customers obviously means that you will need additional inventory to be on hand. This time of year also finds businesses spending the most money on advertising and marketing their products and services. Further, many businesses add additional staff this time of the year. Making sure you have the capital to fund those hires, that inventory, and that advertising campaign, is paramount to a successful holiday season. Let’s be frank. During these tough economic times, many small businesses may not have the capital to meet the demands that come with seasonal shopping. The tightening and squeezing of credit by banks, vendors, and lenders, are causing a cataclysmic problem for businesses of all kinds and of all sizes, especially this time of the year.

BankCard Funding’s merchant cash advance program is the perfect way for a business to gain instant access to much needed capital right before the holiday season. This source of funding is not only smart and strategic but it is garnering substantial popularity in the media and business world, which means there’s a good chance your competitors are aware of the program and may be utilizing its benefits. A merchant cash advance operates by the funding company simply purchasing your future credit card sales at a discounted rate. Your business then pays a set amount of their credit card receivables back to the funding provider as it processes credit card payments. Your payment schedule is based on the amount of credit card receivables you process and so if you have a slower week your payment is less.  What also makes a merchant cash advance so smart is that - unlike a bank loan - there are no personal guarantees on the funding. A merchant cash advance is a simple and quick way for any business that has an established history of accepting credit cards to get the capital that they need to fund their business, especially during these crucial weeks.

BankCard Funding is a direct funder with the ability to provide your business with a merchant cash advance of up to a million dollars in as little as 7 business days. Try obtaining that kind of funding that quickly from a bank and you’ll be met with denial after denial. This time of the year is crunch time for your business and so partnering with a direct and proven funder like BankCard Funding is the smart and strategic way of assuring you have the cash-flow and capital needed during your busy season. Whether that season starts on Black Friday, tomorrow, or your business has a continuous year-round need for alternative funding sources, a merchant cash advance from BankCard Funding can ensure that there is enough capital to do whatever is needed to help your business grow.

BankCard Funding, a direct funding company, based out of Syosset, NY, can be reached by calling 888-221-4545 and on the web at both http://www.bankcardfunding.com and http://merchantcashadvance.com.

Call today and Fund your Business' Growth.