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Years in business
Average monthly Visa/MC volume
Average monthly Amex volume
Total monthly sales average
Type of business
Requested advance amount

Submission of this Quick Application does not create any sort of agreement between you and BankCard Funding. You are not required to take any actions as a result of your submission.

Information on Business Cash Advance

Here Are the Details


  • BankCard Funding will provide you with a business cash advance of up to $500,000 based on the average of your past 12 months of credit card receivables.
  • In essence, BankCard Funding buys your future receivables at an agreed-upon discounted rate.
  • BankCard Funding is paid back through your future credit cards sales on a percentage basis - not on a fixed amount.   
  • Therefore, you pay proportionately less in slower months.  The payback is completely based on your daily sales. In other words, if you take in nothing for the day, BankCard Funding receives nothing.
  • On average, most merchants take about 7 months to pay down their advance. However, the payback period is not fixed. It is solely based on your on current credit card receivables.
  • When the advance is paid off, the funds will automatically stop going to BankCard Funding. However, you may renew the business cash advance, which many merchants do. BankCard Funding will often renew your merchant cash advance before the pay down cycle is complete.
  • You will receive monthly statements to track the status of your merchant cash advance. It can also be viewed online.
Call Us Now! 888-221-4545

BankCard Funding is not a bank or lending institution and it does not make loans. It simply purchases future credit card receivables at a discounted rate. Therefore, there is no interest rate, no collateral, and no set time frame for the payback.

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